The 2025 cost-of-living adjustment (COLA) has brought a much-needed boost to millions of welfare recipients, including those receiving Supplemental Security Income (SSI). With rising inflation, this increase helps beneficiaries keep up with everyday expenses.
In October 2024, the Social Security Administration (SSA) announced a 2.5% COLA increase for 2025. But how much does this mean for your SSI payments? Let’s break it down.
Table of Contents
Increase
The 2.5% COLA adjustment means higher monthly SSI payments for eligible individuals, couples, and essential persons. The SSA calculates the increase by applying the COLA percentage to the previous year’s benefit amount, rounding it down to the nearest dollar.
Payment Breakdown
| Category | 2024 Annual Amount | 2025 Annual Amount | 2025 Monthly Payment |
|---|---|---|---|
| Eligible Individual | $11,321.49 | $11,604.53 | $967 |
| Eligible Couple | $16,980.36 | $17,404.87 | $1,450 |
| Essential Person | $5,673.73 | $5,815.57 | $484 |
For example, an individual receiving SSI in 2024 got $943 per month. In 2025, that payment increases to $967 per month, an annual rise of $283.04.
Next SSI Payment
The Social Security Administration (SSA) sends out SSI payments on the 1st of each month. However, if the 1st falls on a weekend or holiday, payments are issued on the previous business day.
Payment Dates
| Payment Month | SSI Payment Date |
|---|---|
| March 2025 | February 28 (adjusted due to March 1 falling on a Saturday) |
| April 2025 | April 1 |
| May 2025 | May 1 |
Since March 1 fell on a Saturday, recipients received their payment on February 28. The next payment will be deposited on April 1.
How to Ensure
To avoid any payment delays, make sure to:
- Check your bank account on the scheduled payment date.
- Set up direct deposit for faster and more secure payments.
- Monitor the SSA website for any updates or changes.
- Contact SSA if you do not receive your payment on time.
The COLA increase is a welcome relief, helping SSI recipients keep up with rising costs. Be sure to mark your calendar for your next payment and plan accordingly.
FAQs
How much did SSI increase in 2025?
SSI increased by 2.5%, raising payments to $967 for individuals.
When will I receive my next SSI payment?
The next payment is scheduled for April 1, 2025.
Why was my March payment issued in February?
Since March 1 was a Saturday, payments were sent on February 28.
How is the COLA increase calculated?
SSA applies the COLA to last year’s benefit amount and rounds it down.
How can I check my SSI payment status?
Check your bank account, SSA website, or contact Social Security.
