Who Can Receive a Social Security Payment of $1,915 or $3,822 in June?

As we approach June, it’s important to understand the Social Security payment schedule to ensure you receive your benefits on time. Here’s a comprehensive guide to help you navigate the upcoming payment dates and amounts.

Payment Schedule for June

There are two ways to qualify for the Social Security payment on June 3:

1. Supplemental Security Income (SSI) and Retirement: If you are receiving both SSI and retirement benefits, June 3 is your next payday.
2. Pre-May 1997 Retirees: If you began receiving retirement benefits before May 1997, you will also receive your payment on June 3.

June 12 Payment

If you do not qualify for the June 3 payment, there are three other possible paydays in June, depending on your birth date. The first of these is June 12:

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• Birthdays from the 1st to the 10th: If your birthday falls within these dates, your Social Security payment is scheduled for June 12.

June 18 Payment

Social Security payments usually follow a Wednesday schedule, but there are exceptions due to holidays. For June, the third Wednesday payment is rescheduled:

• Birthdays from the 11th to the 20th: Due to Juneteenth National Independence Day, the payment that would typically be due on the third Wednesday is moved to June 18.

June 26 Payment

The final payment for June is on the 26th:

• Birthdays from the 21st to the 31st: If your birthday falls in this range, you will receive your payment on June 26.

Your Social Security Amounts

Filing at Full Retirement Age can provide substantial benefits:

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• Maximum Payment at FRA: The highest payment at FRA is up to $3,822 per month. To achieve this, you must have:
  • Worked in jobs covered by the SSA.
  • Worked for at least 35 years.
  • Earned the taxable maximum for all those years.

Delaying Benefits

If you delay filing until age 70, you can maximize your benefits:

• Maximum Payment at 70: Delaying benefits can increase your payment to up to $4,873 per month.

Early Filing

Filing at 62 will result in a lower monthly payment:

• Maximum Payment at 62: The maximum payment if you file at 62 is up to $2,710 per month.

Average Payment

For those qualifying for an average payment, the expected amount is:

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• Average Payment: The average Social Security payment is approximately $1,915 per month.

Knowing the payment schedule and amounts for Social Security benefits in June can help you plan and manage your finances effectively. Whether you receive your payment early in the month or later, knowing these details ensures that you are prepared for your upcoming benefits.

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