November has been a busy month for Social Security payments, with millions of Americans still set to receive benefits from the Social Security Administration (SSA). Whether you’re relying on Supplemental Security Income (SSI), Social Security Disability Insurance (SSDI), or retirement benefits, knowing the payment schedule and eligibility requirements is essential to ensure you don’t miss out on what you’re entitled to.
Let’s break down the payment dates, amounts, and key details to help you stay informed.
Payments
Recipients of Supplemental Security Income (SSI) have a unique payment schedule this month. While SSI payments are typically distributed at the beginning of each month, December’s payment will be sent early—on November 29, 2024. This means SSI beneficiaries will have two payments in November: one for November itself and the other for December.
Overview:
| Recipient Type | Average Payment | Maximum Payment |
|---|---|---|
| Individual | $697 | $943 |
| Eligible Married Couple | – | $1,415 |
Retirement Payments
Social Security Disability Insurance (SSDI) and retirement benefits have their own schedules. November includes key payment dates depending on your eligibility:
- November 20, 2024: Payments for beneficiaries born between the 11th and 20th of any month.
- November 27, 2024: Payments for beneficiaries born between the 21st and 31st of any month.
Eligibility Checklist
To receive payments on these dates:
- You must not be receiving SSI benefits.
- You began collecting payments after May 1997.
- You meet SSA’s rules and requirements.
Overview:
| Benefit Type | Average Payment | Maximum Payment |
|---|---|---|
| SSDI | $1,542 | $3,822 |
| Retirement (Filed at 70) | $1,924 | $4,873 |
| Retirement (Filed at 62) | – | $2,710 |
Benefits
Did you know you can receive SSI and SSDI benefits simultaneously? Known as “concurrent” benefits, this arrangement helps individuals with low SSDI payments bring their total income up to a minimum level.
Here’s how it works:
- SSI will reduce your benefit by the amount of your SSDI payment minus $20.
- If your SSDI payment is low, SSI can supplement it up to the maximum SSI amount.
- SSI may also help while waiting for SSDI benefits, which typically have a five-month delay before starting.
Example:
If you’re eligible for a $500 SSDI payment, SSI may add up to $443 to bring you to the individual maximum of $943.
Plan Ahead
The SSA’s payment schedule and rules can seem overwhelming, but a little preparation goes a long way. Remember to keep track of key dates, check your eligibility, and know your benefit amounts. If you qualify for concurrent benefits, ensure your total income is maximized.
Whether you’re counting on SSI, SSDI, or retirement payments, staying informed ensures you’ll receive the financial support you need.
FAQs
Who gets two SSI payments in November?
Recipients will get two SSI payments if one is for December paid early.
When is the next SSDI payment date?
November 20 or November 27, based on your birthdate.
Can I get both SSDI and SSI benefits?
Yes, concurrent benefits are possible if SSDI is low.
What is the maximum SSI payment?
$943 for individuals and $1,415 for eligible couples.
What’s the highest retirement benefit amount?
$4,873 if filed at age 70.
