If You Were Born Between These Dates, Social Security Has a Gift for You – Upcoming $1,900 Check

Summer may be here, and most of us are thinking of ways to relax and take a break, but some do not have that privilege, like the Social Security Administration (SSA). The SSA is continuing its distribution of payments for July despite the heat.

On Wednesday, July 10, the SSA will issue the third round of checks for the month. They have reported that due to the cost-of-living adjustment, the average monthly payment for retired workers has increased to $1,900 this year.

Recipients

The SSA provides monthly benefits to several groups, including retired workers, survivors, and individuals receiving disability benefits such as Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). To avoid administrative issues, not all benefits are dispatched on the same date.

This staggering of benefit checks can be confusing for beneficiaries who are not up to date with SSA policies. However, once you know the calendar breakdown, it’s not that complex. Here’s a breakdown of who can expect their payments on July 10.

Eligibility

Based on the payment calendar published on the SSA website, SSI payments were distributed on the first day of the month, which fell on Monday, July 1. On Wednesday, July 3, the SSA sent out payments to those who began receiving retirement benefits before May 1997 and those who live permanently abroad. The upcoming distribution on July 10 will be directed to beneficiaries born between the 1st and the 10th of any month who started claiming benefits post-May 1997.

Payment Schedule

For the remainder of July, the SSA will send out payments based on beneficiaries’ birth dates. The detailed calendar for the month is as follows:

• Wednesday, July 10: Retirement benefits for beneficiaries born between the 1st and the 10th of every month who started claiming benefits post-May 1997.
• Wednesday, July 17: Retirement benefits for beneficiaries born between the 11th and the 20th of every month who started claiming benefits post-May 1997.
• Wednesday, July 24: Retirement benefits for beneficiaries born between the 21st and the 31st of every month who started claiming benefits post-May 1997.

To know when to expect payments throughout the year, beneficiaries can refer to the complete Social Security payment schedule for 2024. Generally, the calendar does not change much. Benefits are distributed on the 1st and the 3rd of every month for “special cases” and on the second, third, and fourth Wednesday of every month for everyone else unless there is a weekend or federal holiday that pushes them forward to the previous date the banks are open.

Payment Methods

Payments are typically sent via direct deposit to those who have provided their bank account information to the SSA. This method is the most straightforward and causes fewer unexpected delays, although it may still depend on your bank’s processing times. These tend to be consistent every month, so contacting your bank for information on their processing protocols may help clear up any doubts.

For those who receive payments by regular mail, paper checks are sent with the intention of arriving on the promised date, but they can take longer due to factors like weather or the U.S. Postal Service’s delivery route. If a payment is not received by the expected date, the SSA advises waiting an additional three days before contacting them to account for any potential mailing delays.

Navigating the Social Security payment schedule can seem daunting at first, but knowing the breakdown and timing can help ensure you receive your benefits promptly. Whether by direct deposit or mail, being informed about the process can alleviate stress and provide peace of mind.

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