Around 72 million Social Security beneficiaries receive monthly payments from the Social Security Administration (SSA). While most of these beneficiaries are retired workers who have contributed to Social Security for at least 35 years, others include low-income seniors, disabled individuals, and children who qualify for Supplemental Security Income (SSI) benefits.
According to the SSA’s April monthly statistical snapshot, about 9 million beneficiaries receive SSI. Here’s why some people won’t get their regular $1,400 check in June.
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Beneficiaries
In May 2024, SSI recipients received an additional payment, as it was one of the three months scheduled to provide double SSI payments. Checks were sent out on May 1st and May 31st. The SSA’s scheduling guidelines stipulate that SSI benefits are disbursed on the first of the month unless it falls on a weekend or holiday, in which case payments are made the preceding business day.
Consequently, the June SSI payment was disbursed on Friday, May 31st, due to June 1st falling on a Saturday. If you received this payment, your next scheduled payment will not be until July 1st. This scheduling quirk will repeat later this year; September’s payment will be disbursed on August 30th since September 1st is a Sunday.
However, if you receive regular Social Security income rather than SSI, you won’t be significantly affected in June. Regular Social Security payments scheduled for the third Wednesday of the month will be disbursed on Tuesday, June 18th, due to Juneteenth being a federal holiday on the third Wednesday.
Full SSI Payment Schedule
For SSI beneficiaries, the payment schedule for the rest of the year is as follows:
- July: Monday, 1st
- August: Thursday, 1st
- August (September): Friday, 30th
- October: Tuesday, 1st
- November: Friday, 1st
- November (December): Friday, 29th
If you do not receive your payment on the scheduled date, it is recommended to wait at least three mailing days before contacting the SSA due to the high volume of inquiries they receive. You can also access your “my Social Security Account” for more information about your payment, request procedures, or submit new inquiries.
How the COLA Estimate
The SSA adjusts Social Security benefits annually based on the cost-of-living adjustment (COLA). For 2025, a COLA increase of 2.6% to 3.2% is anticipated due to rising inflation. If the 3.2% increase occurs, SSI recipients could see higher benefits starting January 2025. For instance, single individuals might receive up to $973 per month, while eligible couples could get up to $1,460.
FAQs
Why didn’t I receive my $1,400 payment in June?
SSI recipients received their June payment on May 31st because June 1st was a Saturday. Your next payment will be on July 1st.
How often do SSI payments get doubled?
In 2024, there are three months with double payments: January, May, and September.
What should I do if I don’t receive my payment on the scheduled date?
Wait at least three mailing days before contacting the SSA. Check your “my Social Security Account” for updates and to submit inquiries.
Will regular Social Security payments be affected by holidays?
Yes, if a scheduled payment date falls on a holiday, payments are typically made the preceding business day.
How will the 2025 COLA increase affect my benefits?
A COLA increase of 2.6% to 3.2% could mean higher monthly benefits starting January 2025.
