The Supplemental Nutrition Assistance Program (SNAP), formerly known as Food Stamps, is a crucial financial aid program that helps millions of U.S. residents afford nutritious food. For many low-income families, SNAP benefits provide essential support, ensuring they have enough resources to cover their daily meals.
To continue receiving these benefits, it is important to stay updated on the latest eligibility requirements and income limits set by the U.S. Department of Agriculture (USDA). These limits are adjusted each year based on the cost of living (COLA) and apply from October 1, 2024, to September 30, 2025.
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Eligibility
SNAP eligibility depends on several factors, including household income, expenses, and the number of household members. The Food and Nutrition Service (FNS) of the USDA establishes these requirements at the federal level, while states manage applications and distribution of benefits.
To qualify for SNAP, you must apply in the state where you currently live, meet income requirements which vary based on household size, and have net income below the limit if your household includes elderly or disabled members.
Since eligibility is reviewed annually, beneficiaries should verify whether they still qualify under the 2025 income limits.
Income Limits
SNAP considers two types of income: gross income and net income. Gross income refers to total earnings before any deductions, while net income is the amount left after allowable deductions such as housing, medical, and dependent care costs.
A household with an elderly or disabled member only needs to meet the net income limit. Below are the income limits for 2025:
| Household Size | Gross Monthly Income (130% Poverty Level) | Net Monthly Income (100% Poverty Level) |
|---|---|---|
| 1 | $1,632 | $1,255 |
| 2 | $2,215 | $1,704 |
| 3 | $2,798 | $2,152 |
| 4 | $3,380 | $2,600 |
| 5 | $3,963 | $3,049 |
| 6 | $4,546 | $3,497 |
| 7 | $5,129 | $3,945 |
| 8 | $5,712 | $4,394 |
| Each Additional Member | +$583 | +$449 |
If your household meets these limits, you may be eligible for SNAP benefits.
How to Apply
To apply for SNAP, follow these steps. First, check your eligibility by comparing your income with the limits above. Then, apply in your state, as each state has its own SNAP application process. You can apply online, by phone, or in person at a local SNAP office.
After submitting your application, you will need to provide proof of income, residency, household size, and expenses. Most applicants must also complete an interview, either by phone or in person, with a SNAP representative.
If approved, you will receive an Electronic Benefits Transfer (EBT) card, which works like a debit card for purchasing food.
Final Thoughts
SNAP benefits remain a lifeline for millions of families, ensuring they have access to nutritious food. Since income limits change each year, it is essential to stay informed and apply if you qualify. If you think you are eligible, do not wait—apply as soon as possible to receive assistance.
FAQs
What is the gross income limit for SNAP in 2025?
For a household of one, the limit is $1,632 per month.
Who sets the income limits for SNAP?
The USDA’s Food and Nutrition Service sets the income limits.
How do I apply for SNAP benefits?
You must apply in the state where you live, either online or in person.
What is the net income limit for a family of four?
The net monthly income limit for a family of four is $2,600.
Do SNAP income limits change every year?
Yes, SNAP income limits are updated annually based on COLA.
