With tax season 2025 in full swing, many taxpayers are eagerly anticipating their refunds. Tax refunds occur when you pay the IRS more than you owe throughout the year.
This is common for freelancers and self-employed individuals who estimate their tax payments. Typically, refunds are processed within 10 days of filing. However, not everyone will receive a tax refund this year.
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Tax Refund
The Treasury Offset Program is responsible for collecting unpaid debts owed to federal and state agencies. In 2024 alone, this program recovered 3.8 billion dollars in delinquent debt, largely from tax refunds. The IRS has stated that refunds may be reduced or withheld if you owe certain past-due amounts.
Common Reasons
You may not receive a refund if you owe money for:
- State income taxes
- Federal student loans
- Unpaid child support
If your refund is larger than your outstanding debt, you may receive the remaining balance. However, if your debt exceeds your refund amount, your refund will be fully offset.
Tax Filing Deadline
The deadline to file your 2024 income taxes is April 15, 2025. If you need extra time, you can apply for a filing extension, but this does not delay any tax payments owed.
Refund
If you do not owe any outstanding debt, you can generally expect your refund within 10 days of filing. However, refunds may take longer for taxpayers who claim the:
- Child Tax Credit (CTC)
- Earned Income Tax Credit (EITC)
These credits require additional verification, leading to processing delays.
Refund Status
The IRS “Where’s My Refund” tool allows taxpayers to track their refund status within 24 hours of filing electronically. However, if you file your taxes by mail, you may need to wait up to four weeks before checking your status.
IRS Contacts You
If you receive a notice from the IRS, it’s crucial to open and read it. These letters may contain important information about your refund status, tax obligations, or verification requests.
Handling IRS Notices
- Read the notice carefully and follow the instructions.
- Keep IRS notices for at least three years for record-keeping purposes.
- Be cautious of scams—the IRS never contacts taxpayers via social media or unsolicited phone calls.
- Contact the IRS directly if you have concerns or need clarification.
Final Thoughts
Tax season can be stressful, especially if you’re expecting a refund. If you owe federal or state debts, your refund may be reduced or withheld. Be sure to check your refund status using IRS tools and stay vigilant against tax scams. If the IRS contacts you, respond promptly to avoid delays in processing your tax return.
FAQs
Why didn’t I get a tax refund?
You may owe past-due state taxes, student loans, or child support.
How long does it take to get a refund?
Most refunds are issued within 10 days of filing electronically.
How do I check my refund status?
Use the IRS ‘Where’s My Refund’ tool within 24 hours of e-filing.
What is the tax filing deadline for 2025?
The deadline to file 2024 taxes is April 15, 2025.
How do I know if the IRS contacts me?
The IRS will only contact you by mail, not social media or calls.
