The IBPS RRB Agriculture Officer (Scale II) role is one of the most sought-after specialist positions in the rural banking sector. Not only does it offer a chance to contribute to rural agricultural development, but it also provides a stable, well-paying government career. For aspirants preparing for the 2025 recruitment cycle, knowing the IBPS RRB Agriculture Officer salary structure, allowances, and career progression is crucial for making an informed decision.
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Salary
The starting basic salary for an IBPS RRB Agriculture Officer in 2025 is ₹48,170 per month. Over time, the officer’s salary increases according to a fixed pay scale. In addition to the base pay, officers receive multiple allowances and perks that raise the gross monthly salary to approximately ₹75,000–₹77,000. After deductions like provident fund and taxes, the in-hand salary comes to around ₹65,000–₹67,000.
Monthly Salary Overview
| Component | Amount |
|---|---|
| Basic Pay | ₹48,170 per month |
| Pay Scale | ₹48,170-1,740/1-₹49,910-1,990/10-₹69,810 |
| Gross Salary | ₹75,000 – ₹77,000 (approx.) |
| In-Hand Salary | ₹65,000 – ₹67,000 (approx.) |
| Annual Package | ₹9,00,000 – ₹9,24,000 (approx.) |
Pay Scale
The pay scale progression for IBPS RRB Agriculture Officer is structured and systematic:
- Year 1: Starts with ₹48,170
- After 1 year: First increment of ₹1,740, taking it to ₹49,910
- Next 10 years: Annual increment of ₹1,990
- Max Basic Pay: ₹69,810 after 11 years in the role
This structured increment model ensures predictable growth and long-term stability.
In Hand
After all statutory deductions, the in-hand salary ranges from ₹65,000 to ₹67,000. This is one of the highest in the RRB Scale II officer category, making it attractive for candidates who are both career- and financially-oriented.
Allowances
Apart from the basic salary, IBPS RRB Agriculture Officers are entitled to a variety of allowances that enhance their net income and lifestyle.
List of Key Allowances
| Allowance | Description |
|---|---|
| Dearness Allowance (DA) | Revised quarterly to counter inflation |
| House Rent Allowance (HRA) | Based on location; higher in metro cities |
| Transport Allowance | Supports commuting expenses |
| Special Allowance | For extra responsibilities or special roles |
| Festival Bonus | Granted during major Indian festivals |
| Provident Fund (PF) | Long-term retirement savings with employer contribution |
These components not only offer short-term financial comfort but also contribute to long-term savings and retirement planning.
Career
Being a Scale II officer, an Agriculture Officer holds a mid-level managerial position, with ample scope for promotion. Career advancement can lead to higher-scale roles such as Scale III Senior Manager, and eventually, General Manager, depending on performance and service years.
IBPS RRB Agriculture Officers also undergo professional training and fieldwork that enhances their knowledge and practical skills, particularly in rural banking, credit disbursement, and agricultural finance.
With a lucrative pay structure, strong job stability, and numerous growth opportunities, the IBPS RRB Agriculture Officer role remains a top choice among banking aspirants. Whether you’re drawn by the financial benefits or the chance to make a real difference in rural communities, this position ticks all the right boxes. Aspirants should focus on preparation while keeping the career rewards in sight—it’s a job that pays well and gives back even more.
FAQs
What is the basic salary for Agriculture Officer?
It starts at ₹48,170 per month.
What’s the in-hand salary of RRB Agriculture Officer?
Approximately ₹65,000 to ₹67,000 per month.
Are there any allowances with the salary?
Yes, DA, HRA, Transport, Bonus, and PF are included.
What is the gross salary including benefits?
Gross pay is around ₹75,000 to ₹77,000 monthly.
What is the career growth like in this role?
Officers can grow up to senior managerial positions.
