April has arrived, and many Social Security beneficiaries are eagerly anticipating their payments. While some will receive their funds today, others will have to wait a little longer. If you’re wondering when your Social Security check or deposit will arrive, here’s everything you need to know.
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Payments
Not all Social Security recipients receive their payments on the same day. The first group to receive their benefits in April are those who applied for retirement before May 1997.
According to the Social Security Administration (SSA):
“If you received Social Security before May 1997 or if you receive both Social Security and SSI, Social Security is paid on the 3rd and SSI on the 1st.”
So, if you fall into this category, your payment should arrive today—April 3, 2025. However, to get your money on time, you must have direct deposit activated. If you receive paper checks, it may take longer for your payment to arrive in the mail.
Payment Schedule
If you applied for retirement after May 1997, your payment date depends on your birthdate. The SSA distributes payments on Wednesdays based on the following schedule:
| Birth Date Range | Payment Date (April 2025) |
|---|---|
| 1st – 10th | April 9 |
| 11th – 20th | April 16 |
| 21st – 31st | April 23 |
So, depending on when you were born, you’ll receive your payment on either April 9, 16, or 23.
Payment Is Delayed
Although delays in Social Security payments are rare, they can happen. If you don’t receive your payment on the expected date, here’s what you should do:
- Check Direct Deposit – If you receive payments electronically, confirm with your bank that there’s no issue on their end.
- Verify Your SSA Profile – Ensure your contact and banking details are updated on the SSA website.
- Wait Three Business Days – The SSA suggests waiting up to three business days before taking further action.
- Contact the SSA or Your Bank – If your payment still hasn’t arrived after the waiting period, reach out to your bank or call the SSA at 1-800-772-1213.
Many retirees depend on their Social Security checks to cover daily expenses, so knowing when to expect your money is important. By staying informed and ensuring your payment details are up to date, you can avoid unnecessary stress.
FAQs
Who gets Social Security on April 3?
Those who retired before May 1997 or receive both SSI and Social Security.
When do others get their April payment?
Payments are on April 9, 16, or 23, based on birthdate.
What if my Social Security check is late?
Wait three days, check direct deposit, and contact SSA if needed.
How can I get my Social Security payment faster?
Set up direct deposit to avoid mail delays and receive funds quickly.
What if my information is outdated?
Update your SSA profile online or call SSA to correct details.
