Anushka 
The ongoing closure of bank branches has been a hot topic, with Bank of America, the second-largest bank in the U.S., leading the charge. The bank has significantly reduced its physical locations over the past few years, creating what are now referred to as “banking deserts.” This shift reflects the growing preference for digital banking … Read more
The recent 2.5% cost-of-living adjustment (COLA) for Social Security benefits has sparked mixed reactions. While the increase is theoretically positive, indicating stabilized inflation, its real-world impact on retirees’ finances has left many feeling underwhelmed. The modest adjustment comes as seniors face rising costs in essentials like healthcare, housing, and food, putting significant strain on fixed … Read more
The lingering effects of the pandemic disrupted many routines, including tax filing. If you skipped filing your 2020 tax return, the IRS is offering you another chance to claim potential refunds. This is especially important if you qualify for benefits like the Earned Income Tax Credit (EITC), which could mean thousands of dollars back in … Read more
This year’s Black Friday isn’t just about grabbing deals—it’s also payday for millions of Americans receiving Supplemental Security Income (SSI). On November 29, 2024, approximately 7.5 million eligible recipients will receive their monthly federal payment, providing much-needed financial support during this shopping season. But why is this payment scheduled for Black Friday, and what should … Read more
The world of numismatics offers the thrill of observing treasures in unexpected places. Imagine finding a coin worth $72 million in your pocket change! From historic dimes to a Bicentennial quarter, these rare coins represent significant chapters of American history. Here’s a closer look at these extraordinary gems that might still be out there in … Read more
Coin collecting is like treasure hunting for history buffs. For centuries, collectors have been chasing rare and valuable coins to add to their prized collections. Some coins, however, stand out as the ultimate finds — the “holy grail” of numismatics. These coins are rare, historically significant, and incredibly valuable, often fetching millions at auctions. Let’s … Read more
Finding a valuable coin in an unexpected place—like a piggy bank, an old family coin box, or loose change from a yard sale—can be thrilling. In recent months, collectors and coin enthusiasts have been stunned by the finding of rare dimes and Bicentennial coins in the most surprising locations. These hidden treasures have a combined … Read more
Coin collecting is more than a hobby; it’s a treasure hunt with the potential for huge payouts. Some coins, especially rare dimes and Bicentennial coins, can be worth thousands—or even millions—due to their historical significance and scarcity. Let’s look into three exceptional coins that could turn an ordinary collection into a fortune. Mercury Dime The … Read more
Treasure hunting has captivated adventurers for centuries, offering the thrill of observing priceless artifacts buried beneath the earth. Recently, six legendary coins have emerged, each valued at an astonishing $2 billion. These coins are not just monetary treasures—they are historical artifacts that offer a glimpse into ancient civilizations and economies. Let’s cut into the stories … Read more
Medicare is a cornerstone of healthcare for retirees, offering access to essential services. However, its complex structure can lead to confusion and costly mistakes. Whether you’re nearing retirement or want to be prepared for the future, here are three critical aspects of Medicare that every retiree should understand. Age 65 One common misconception is that … Read more