The $1,400 stimulus check, also known as the Recovery Rebate Credit or Economic Impact Payment, was introduced by the U.S. government to provide financial relief during the COVID-19 pandemic.
While most eligible Americans received their payments in previous years, some individuals may still qualify for additional payments in 2024 and 2025.
The Internal Revenue Service (IRS) is issuing these payments to people who did not receive the full amount when filing their 2021 tax returns.
However, not everyone is eligible for these payments. Before expecting a check, it’s important to review the qualification criteria to avoid disappointment.
Eligibility
To receive the $1,400 stimulus payment, you must meet certain income, residency, and tax-filing requirements.
Social Security
- You must have a valid Social Security number (SSN).
- Non-resident aliens do not qualify unless they hold a green card or meet the substantial presence test.
Income Limits
The amount of the stimulus check depends on your adjusted gross income (AGI). If your income exceeds the limit, your payment may be reduced or eliminated.
| Filing Status | Full Payment (AGI Limit) | Phase-Out Limit (No Payment) |
|---|---|---|
| Single | Up to $75,000 | More than $80,000 |
| Married (Joint) | Up to $150,000 | More than $160,000 |
| Head of Household | Up to $112,500 | More than $120,000 |
Factors
- Individuals who were claimed as dependents on another person’s tax return do not qualify for their own stimulus check.
- If you missed claiming the payment on your 2021 tax return, you must file an amended return or claim it as a Recovery Rebate Credit when filing taxes in 2025.
How to Claim
If you never received your stimulus check or did not get the full amount, you can still claim it through the Recovery Rebate Credit when filing your 2024 tax return in early 2025.
Steps to claim:
- Check your IRS account to see if you received the payment.
- Gather your 2021 tax return to verify if you qualified but missed the payment.
- File a tax return in 2025 and claim the Recovery Rebate Credit.
- Wait for the IRS to process your claim and issue your payment.
If you exceed the income limits or do not meet the residency requirements, you will not receive a stimulus check. Make sure to check your eligibility before filing a claim.
FAQs
Who is eligible for the $1,400 stimulus check?
Individuals with a valid SSN who meet income and residency requirements.
Can I still claim the $1,400 payment in 2025?
Yes, through the Recovery Rebate Credit on your 2024 tax return.
What is the income limit for the stimulus check?
$75,000 for single filers, $150,000 for married couples, $112,500 for heads of households.
Do non-residents qualify for the stimulus check?
No, unless they have a green card or meet the substantial presence test.
How do I check if I received my stimulus payment?
Log into your IRS account or check your 2021 tax return.
