Seniors over 65 will receive their next direct SSI payment on July 1st. The Social Security Administration (SSA) has rescheduled June’s payment to Friday, May 31st. This means that millions of Supplemental Security Income (SSI) recipients will not receive their $943 monthly benefits in June.
These payments already include a 3.2% cost of living adjustment (COLA) to help recipients keep pace with inflation, cover monthly bills, and manage their limited income and resources.
Eligibility
Individuals who earn less than $1,971 per month are eligible for SSI direct payments. For couples and parents filing for children, the income limits are higher. The SSA has set income and resource limits that applicants must meet, including typical resources such as cars and bank accounts.
The resource limits are $2,000 for individuals and $3,000 for couples, with a $2,000 limit for parents filing for a child. Additionally, people under 64 with disabilities must have a monthly income of less than $1,550. Disability benefits, pensions, and unemployment insurance are considered additional income sources.
SSI Payment Amounts
SSI recipients can receive varying amounts based on their filing category. The monthly payment amounts are:
Maximum Benefits
| Social Security Programs | Maximum Benefit |
|---|---|
| Supplemental Security Income (SSI) | Individual: $943 |
| Couple: $1,415 | |
| Essential Person | $472 |
An “essential person” is defined by the SSA as someone who has lived with a qualified SSI recipient since December 1973 and meets specific criteria, including not being eligible for SSI benefits or state assistance in December 1973 and having their needs met by the state.
Qualifying
Applying for SSI can be challenging, with nearly 60% of applications being denied. To increase your chances of approval, ensure you meet all income and resource requirements. In 2024, eligibility requirements include:
- Being a low-income senior over the age of 65.
- Having a low income, including wages and pensions.
- Possessing limited resources.
- Being a U.S. citizen, U.S. national, or certain non-citizens.
- Residing in one of the 50 states, Washington, DC, or the Northern Mariana Islands.
- Children of military personnel permanently stationed outside the U.S. and some students temporarily overseas can also apply.
Children and disabled individuals must provide documentation of their medical conditions and special circumstances to apply for SSI. The SSA offers an SSI tool to help determine eligibility and start the application process, which takes five to ten minutes. The tool records your intent to apply and provides a protective filing date. If accepted, payments begin from this filing date.
Confirmed Payment
SSI payments are usually issued on the first of the month, unless it falls on a federal holiday or weekend, in which case payments are made on the last business day of the previous month. Here are the payment dates for the rest of the year:
- June: Friday, May 31st
- July: Monday, July 1st
- August: Thursday, August 1st
- September: Friday, August 30th
- October: Tuesday, October 1st
- November: Friday, November 1st
- December: Friday, November 29th
By adhering to this schedule, you can avoid financial hardships and ensure timely receipt of your SSI payments. For more information, visit the Social Security payment schedule.
FAQs
When is the next SSI payment date?
The next SSI payment date is July 1st.
Why didn’t I receive an SSI payment in June?
June’s payment was rescheduled to May 31st, so no payment will be issued in June.
How much is the maximum SSI benefit for individuals?
The maximum SSI benefit for individuals is $943 per month.
Can children qualify for SSI payments?
Yes, children can qualify if they meet certain requirements and have documented medical conditions.
Where can I check my SSI payment status?
You can check your SSI payment status through the SSA’s official website and your “my Social Security Account.”